The one rule that governs everything here

Ornament loses marks. Precision wins them. Examiners reward clarity and economy and penalise decoration. Wordcraft never teaches a word so you can sound impressive. It teaches the word that is exactly right, the pair you must never swap, the verb a noun takes, and the fifteen words you can delete.

Glossary from the edition

16 words, each quoted in the sentence where it appeared in the 23 September 2026 edition. Meaning first, then the sentence, then where it came from.

indiscriminateadjective/ in-dis-KRIM-i-nət /Safe in GS answers

Done without care or without making distinctions; not selective.

हिंदी: अंधाधुंध; बिना सोचे-समझे

The Central Drugs Standard Control Organisation (CDSCO), in a circular dated 21 September 2026, warned against the indiscriminate, repeated or prolonged use of painkillers (NSAIDs) and antibiotics, citing the risk of chronic kidney disease, and directed pharmacists not to facilitate self-medication.

From Medicines Under Scrutiny: CDSCO Warns Against Self-Medication with Painkillers and Antibiotics; Supreme Court Flags Cancer-Drug Mark-Ups · From in-, not, and discriminate, from Latin discriminare, to divide or separate; recorded from the 1640s. It describes use without a reason that tells cases apart: indiscriminate use of antibiotics, indiscriminate firing. It is not the opposite of social discrimination; its opposite is selective or judicious.

peer reviewnounSafe in GS answers

Evaluation of a person’s work by others of the same profession or standing, to check its quality.

हिंदी: सहकर्मी समीक्षा; समकक्ष द्वारा गुणवत्ता जाँच

Auditor peer review is a quality check run by the Institute of Chartered Accountants of India (ICAI); SEBI requires that a listed company’s financial results be audited or reviewed only by an auditor holding a valid peer review certificate.

From SEBI Settles Hindenburg-Linked Disclosure Cases Against Five Adani Group Companies for About Rs 1.51 Crore · Peer is from Latin par, equal, through Old French per: a peer is an equal, which is why the House of Lords is full of peers. The phrase peer review, for experts judging a scientific project, is recorded by 1970. In auditing, one audit firm’s work is reviewed by other chartered accountants. Do not confuse peer, to look closely, a different word.

corridornoun/ KOR-i-dor /Safe in GS answers

A long passage; in transport and planning, a route or strip of land linking places, such as a highway, rail or trade corridor.

हिंदी: गलियारा; परिवहन कॉरिडोर

They will apply to all upcoming 4-lane and 6-lane greenfield and brownfield corridors, in line with the target of 50,000 km of access-controlled high-speed corridors under Viksit Bharat 2047.

From NHAI Sets Uniform Standards for High-Speed Access-Controlled National Highways · Through French from Italian corridore, literally a runner, from correre, to run: a corridor is a place to run along. The first English sense (1590s) was a path round a fortification. GS answers use it widely: Dedicated Freight Corridors, Defence Industrial Corridors, IMEC as an economic corridor.

anticipatory bailnounSafe in GS answers

A direction by a court that a person who fears arrest for a non-bailable offence be released on bail if arrested.

हिंदी: अग्रिम जमानत

In Subhash Kashinath Mahajan (March 2018), the Supreme Court had allowed anticipatory bail and required a preliminary enquiry and prior approval before arrest.

From Current Affairs Today, September 23, 2026, Complete News Roundup · Bail granted in anticipation of arrest, before it happens. Under the new criminal code it is Section 482 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (Section 438 of the old Code of Criminal Procedure, now replaced). The SC/ST Act bars it, which is the point of today’s roundup item. Say granted anticipatory bail, not gave advance bail.

surchargenoun and verb/ SUR-chaarj /Safe in GS answers

An additional charge or tax, usually calculated on an existing tax or price.

हिंदी: अधिभार; कर पर अतिरिक्त कर

A seven-judge Constitution Bench headed by Chief Justice Surya Kant reserved judgment on 22 September 2026 on whether a State legislature can levy a surcharge or additional tax calculated on a validly levied sales tax.

From Current Affairs Today, September 23, 2026, Complete News Roundup · From Old French surcharger, to overload (sur-, over, + charger, to load); the sense of an extra charge dates from 1885. In Indian public finance, the Union’s surcharges (Article 271) and cesses are kept outside the divisible pool shared with the States under Article 270, which is why their growth is a federal grievance.

equinoxnoun/ EK-wi-noks /Safe in GS answers

Either of the two times each year when the Sun is overhead at the Equator and day and night are nearly equal everywhere.

हिंदी: विषुव; जब दिन और रात लगभग बराबर होते हैं

At the equinox the Sun is directly overhead at the Equator and day and night are nearly equal everywhere.

From Current Affairs Today, September 23, 2026, Complete News Roundup · From Latin aequinoctium: aequus, equal, + nox, night. The word explains itself: equal night. Its partner is solstice, from sol, sun, + sistere, to stand, when the Sun seems to stand at its northern or southern limit. The adjective is equinoctial.

extractableadjective/ ik-STRAK-tə-bəl /Safe in GS answers

Able to be extracted; in groundwater assessment, the part of annual recharge that can be drawn out after allowing for natural discharge.

हिंदी: निकाले जाने योग्य; दोहन-योग्य

Write that extraction is 152 per cent of the extractable resource (2025-26), that 110 of 153 blocks are over-exploited, and that depletion is regressive because it raises the capital cost of irrigation.

From Water Wealth: Why Punjab's Groundwater Crisis Is Also a Crisis of Inequality · The difference matters. Punjab recharges about 19.14 BCM a year, but only about 17.29 BCM is extractable; the stage of extraction, 152 per cent, is measured against the second. Writing that Punjab extracts one and a half times what it recharges is therefore slightly wrong: say what is available for extraction.

commemorationnoun/ kə-mem-ə-RAY-shən /Safe in GS answers

The act of honouring and keeping alive the memory of a person or event, often by a ceremony or memorial.

हिंदी: स्मरणोत्सव; किसी की स्मृति में आयोजन

When commemoration is folded into a bilateral narrative with Israel, it risks alienating Palestinians and Arab partners and reading colonial history selectively.

From Haifa at 108: Indian Valour, Imperial Command and the Politics of Memory · From Latin commemorare, to call to mind (com-, intensive, + memorare, to remind, from memor, mindful). To commemorate is to remember with honour; to celebrate is to rejoice. The Haifa debate turns on the difference: Indians commemorate the soldiers, and the Palestinian objection is to celebration.

seatnoun/ SEET /Safe in GS answers

A place to sit; also a place of authority; in arbitration, the legal home of the proceedings, whose courts supervise it.

हिंदी: पीठ; (मध्यस्थता का) विधिक स्थान

Investors judge a seat by how quickly its courts enforce awards and how rarely they interfere.

From Treaties as Infrastructure: Using India's BITs and FTAs to Strengthen Commercial Arbitration · A short word with several senses: a seat in the Lok Sabha, the seat of government, and the seat of an arbitration. The last is a term of art: the seat decides which country’s courts can hear challenges to the award, while the venue is merely where hearings take place, a distinction the Supreme Court underlined in BGS SGS Soma v. NHPC (2019).

ipse dixitnoun/ IP-see DIK-sit /Essay / technical register

An assertion made but not proved, resting only on the authority of the person who makes it.

हिंदी: केवल कहने वाले के अधिकार पर आधारित दावा; बिना प्रमाण का कथन

A gangster is defined under the Act and the determination of who a gangster is, for the purpose of punishment, is as prescribed in the Rules, left to the ipse dixit of the Executive.

From No Crime Without Law: What the "Stillborn" UP Gangsters Act Ruling Teaches About Criminalisation · Latin for he himself said it, in English use since the 15th century. It is a pointed word in a judgment: guilt that rests on the executive’s ipse dixit rests on nothing but its say-so. Use it in an essay or a law answer, and gloss it the first time; in a GS answer mere assertion says the same.

upstreamadverb and adjective/ up-STREEM /Safe in GS answers

Towards the source of a river; in economics, towards the earlier stages of a supply chain, such as raw materials and farming.

हिंदी: प्रवाह के विपरीत; (मूल्य-श्रृंखला में) शुरुआती चरणों की ओर

Aggregation, cooperatives and direct marketing can move value upstream.

From The Farmer's Share of the Food Rupee: 57.8 Paise at Home, 8.4 Paise When We Eat Out · Recorded from the 1680s. In a food chain the farm is upstream and the restaurant downstream, so moving value upstream means towards farmers. In the oil industry the same words have fixed senses: upstream is exploration and production, downstream is refining and retail. In a river dispute, the upstream State controls the flow.

insurmountableadjective/ in-sər-MOWN-tə-bəl /Safe in GS answers

Too great to be overcome.

हिंदी: अलंघ्य; जिसे पार न किया जा सके

An institution of excellence must also "create a space where failure is not insurmountable".

From Excellence and Care: What Student Deaths at the IITs Ask of India's Premier Campuses · From in-, not, + surmountable, from surmount, to rise above; recorded from the 1690s. Merriam-Webster gives insuperable as its synonym. The editorial’s phrase is a model for a GS4 answer: the goal is not a campus without failure but one where failure can be survived.

working capitalnounSafe in GS answers

The money a business has available for day-to-day operations; in accounting, current assets minus current liabilities.

हिंदी: कार्यशील पूंजी

Separate the policy reforms (FDI 74 per cent automatic, positive indigenisation lists, DAP 2020, iDEX, OFB corporatisation) from the financing constraints (working capital, payment delays, valley of death).

From From Nomination to Competition: Why India's Private Defence Makers Now Need Capital, Not Just Permission · Distinguish it from fixed capital, which goes into plant and machinery. A firm can be profitable and still fail if its working capital runs dry while it waits to be paid, which is why late government payments hurt small defence suppliers. Hyphenate it before a noun: a working-capital cycle.

providentadjective/ PROV-i-dənt /Safe in GS answers

Making provision for the future; careful and thrifty.

हिंदी: दूरदर्शी; भविष्य के लिए बचत करने वाला

The EPFO runs three schemes, set up under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952 and continued under the Code on Social Security, 2020, in force since November 2025: the Employees' Provident Fund (1952), the Employees' Pension Scheme (1995) and the Employees' Deposit Linked Insurance Scheme (1976).

From Imperfect Providence: What a Higher EPFO Wage Ceiling Gives, Costs and Demands · From Latin providens, foreseeing, from providere, to look ahead (pro- + videre, to see). A provident fund is a fund for the foreseen future. Do not confuse provident, prudent, with providential, lucky as if by divine providence; the Business Standard’s title, Imperfect providence, plays on the fund’s name.

emolumentnoun/ i-MOL-yoo-mənt /Safe in GS answers

A salary, fee or other payment for work or office, usually used in the plural.

हिंदी: परिलब्धि; पारिश्रमिक

Annual emoluments per hired worker are about Rs 4.64 lakh in Dehradun, against around Rs 80,000 in some districts of Bihar and Jharkhand.

From Many Informal Economies, Not One: What the First District-Level ASUSE Estimates Reveal · From Latin emolumentum, gain, perhaps originally a payment to a miller for grinding corn (emolere, to grind out). The Constitution uses it: under Article 59(4) the President’s emoluments and allowances shall not be diminished during the term of office. It is formal and mostly plural; in ordinary prose, pay will do.

anchornoun and verb/ ANG-kər /Safe in GS answers

A heavy device that holds a ship in place; figuratively, something that gives stability, such as a target that fixes expectations.

हिंदी: लंगर; (नीति में) स्थिर आधार

Credibility is the whole point of an anchor.

From Should India's 4 Per Cent Inflation Target Move If the World's Inflation Has? · Old English ancor, borrowed from Latin ancora, from or cognate with Greek ankyra; the figurative sense of something that gives stability is from the late 14th century. Monetary economists speak of anchoring inflation expectations: if people trust the 4 per cent target, prices and wages settle near it. The -ch- spelling is a 16th-century pedantry.

The seven lessons

One entry of each type, every day: a system, not a word list.

1 · Root & family

dicere · dictum · dictio

Latin: to say

Today’s edition is full of saying with legal force. A seven-judge Bench reserved its verdict; a SEBI Adjudicating Officer passed a settlement order; and the Supreme Court held that the UP Gangsters Act left guilt to the ipse dixit of the executive. All three carry the Latin dicere, to say, whose past participle is dictum, a thing said.

WordFormed fromLiteral senseFrom the edition, or from the root
verdictAnglo-French verdit: ver, true + dit, said (French dire, from dicere)a true sayingedition: the Bench reserves its verdict
judge, judgment, adjudicateLatin iudex: ius, law + the root of dicereone who says the lawedition: SEBI’s Adjudicating Officer
ipse dixitLatin: he himself said ita claim resting on the speaker aloneedition: the Gangsters Act ruling
conditionLatin condicio, from condicere, to talk together, agree (com- + dicere)a thing agreededition: settlement terms and conditions
predictableLatin praedicere: prae-, before + dicereable to be said beforehandedition: predictable enforcement of awards
jurisdictionLatin iuris dictio: a saying of the lawthe power to declare the lawroot: a court’s jurisdiction
edictLatin edicere: ex-, out + dicerea thing spoken outroot: the edicts of Ashoka
indictAnglo-French enditer, from Latin dictare, to say oftento declare againstroot: indicted for fraud

A cousin, not a member. Indicate, dedicate and predicament come from dicare, to proclaim. Latin dicere and dicare are presumed to have been originally the same word, so treat these as cousins: related, but not built on dicere itself.

Why it matters in law. Law is made by saying: a court declares the law, a verdict is what is truly said, and a dictum, in legal use, is a judge’s remark that is not needed to decide the case. The Gangsters Act ruling turns this family against the executive: a status fixed by a police gang chart is only the executive’s ipse dixit, not a crime the legislature has said.

Sixty-second drillWrite one sentence about the seven-judge Bench that uses verdict and jurisdiction correctly, and one sentence explaining why verdict literally means a true saying.

From the roundup (the Bench reserves its verdict), the SEBI settlement (the Adjudicating Officer) and the Gangsters Act op-ed (the ipse dixit of the executive).

2 · Confusable pair

adverse · averse

AD-vurs · ə-VURS

Today’s arbitration op-ed notes that India rewrote its investment treaties after an adverse award in White Industries v. India (2011). Answers often write "risk-adverse" or "adverse to change", which is a different word doing the wrong job.

adverseaverse
Meaningacting against; unfavourable, harmfuldisliking; unwilling
Describesthings and events: effects, weather, rulings, awardspeople and institutions, and what they feel
Grammargoes before the noun: an adverse awardfollows the verb, usually with to: averse to risk
FromLatin adversus, turned towards or against (ad- + vertere)Latin aversus, turned away (ab- + vertere)
Fixed phrasesadverse effects, adverse selection, adverse possessionrisk-averse, averse to change, not averse to

An old dictionary put it in one line, which the Online Etymology Dictionary still quotes: averse applies to feeling, adverse to action. A central bank can be averse to inflation; inflation has adverse effects on the poor.

The noun forms keep the difference: adversity is hardship, aversion is dislike. And an adversary, like the adversarial litigation the Centre said the drug-pricing case was not, is someone turned against you.

Sixty-second drillWrite two sentences on the SEBI settlement: one that describes an outcome as adverse, and one that describes a regulator or company as averse to something.

From the arbitration op-ed (the adverse award in White Industries) and the medicines article (not adversarial litigation).

3 · Collocation

applied · recommended · accepted · remitted · disposed of

the path of a SEBI settlement

SEBI’s settlement order of 22 September records every step by which five companies settled proceedings, and each step has its own verb. Learn them as a sequence: regulators, courts and tax authorities use the same pattern.

StepWhoThe verbIn the order
1SEBIissued a show cause notice15 February 2024
2the companiesapplied for settlement; filed settlement applications2024
3the companiesproposed revised settlement terms29 May 2026
4the High Powered Advisory Committeerecommended the terms29 June 2026
5the Panel of Whole Time Membersaccepted the recommendations13 August 2026
6SEBIissued a notice of demand20 August 2026
7the companiesremitted the settlement amountreported 5 September 2026
8the Adjudicating Officerdisposed of the proceedings22 September 2026

The phrase to get right: dispose of. Proceedings, cases and appeals are disposed of, meaning decided or closed. Indian writing often has disposed off, which is wrong: the particle is always of. The same goes for get rid of and make use of.

And settle without admitting. The companies settled without admitting or denying the findings. Keep the whole phrase: writing that they "admitted" or "were cleared" misstates what a settlement is. If SEBI later reopens the matter under Regulation 28, it restores the proceedings.

Sixty-second drillIn three sentences, narrate the SEBI settlement using recommended, remitted and disposed of in their proper order.

From the SEBI settlement article, which sets out the timeline from the show cause notice to the order.

4 · From the edition

still-born · stillborn

STIL-born

In August the Supreme Court held that the Uttar Pradesh Gangsters and Anti-Social Activities (Prevention) Act, 1986 "is still-born and the proceedings under it cannot survive". Today’s op-ed by B.B. Pande explains why: the Act defined a gangster but never created an offence. The Court chose a vivid word, and it is worth knowing exactly what it says.

Meaning. Literally, born dead. Figuratively, of a plan, law or project: dead from the start, never having taken effect. The word is recorded from the 1590s, and uses still in an old, euphemistic sense of dead, not in its usual sense of motionless or yet.

Spelling. Dictionaries give stillborn as one word; the Court’s quotation uses the hyphen, still-born. Keep the Court’s form inside quotation marks, and choose one form in your own prose.

PhraseWhat it says about a lawUse it when
still-bornit was never alivea court finds the law never did what it was meant to, as here
struck downa court declared it invalida provision is held unconstitutional
void ab initiovoid from the beginning (Latin)an act was never legally valid
a dead letterit exists on paper but is not enforceda law nobody applies
repealedthe legislature withdrew itParliament or a State legislature removes a law

Use the figurative sense sparingly and only where it fits: a scheme that was announced but never funded can fairly be called still-born; one that ran for years and then failed cannot.

Sixty-second drillIn two sentences, explain to a friend why the Supreme Court called the UP Gangsters Act still-born, without using any legal term except offence.

From the Gangsters Act op-ed, which quotes the Court: the U.P. Act is still-born and the proceedings under it cannot survive.

5 · Say it shorter

end weight

light things first, heavy things last

English readers take in a sentence most easily when its short, light parts come first and its long, heavy parts come last. Grammarians call this the principle of end weight, first set out by Randolph Quirk and his colleagues. A sentence that loads its subject with twelve words before the verb arrives makes the reader hold everything in the air.

Front-heavyEnd-weightedWhat moved
The National Medical Commission’s 2023 regulations requiring generic prescribing were put in abeyance within weeks after objections about quality assurance. (edition)Within weeks, objections about quality led the National Medical Commission to suspend its 2023 rule requiring generic prescribing.The heavy phrase moved from subject to object; the passive became active
That Punjab is over-extracting groundwater is not news. (The Hindu’s editorial)It is not news that Punjab is over-extracting groundwater.The clause moved to the end behind a light it
His resignation’s shockthe shock of his resignationThe possessive became an of-phrase at the end

A rule of thumb, not a law. The Hindu opened its editorial with the front-heavy form on purpose: That Punjab is over-extracting groundwater is not news puts the familiar fact first so that the next sentence can deliver the new one. Use front weight when you choose it for emphasis; use end weight by default.

The test: count the words before the main verb. If there are more than about eight, see whether the heavy part can move to the end.

Sixty-second drillRewrite with end weight: The share of households consuming any packaged processed food rose from 82.2 per cent to 96.6 per cent between 2011-12 and 2022-23.

From the medicines article (the NMC sentence), the groundwater editorial (the Hindu’s opening) and the food-rupee column (the sixty-second rewrite).

6 · Usage watch

up to · not upto

always two words

Today’s edition writes that PM-JAY gives "cashless secondary and tertiary hospital care of up to Rs 5 lakh per family per year", and that NHAI’s narrowest corridor serves "traffic up to 15,000 PCU". Both are right. The one-word upto, common in Indian notices and answer scripts, is not standard English in any variety: usage guides treat it simply as a misspelling.

SenseExample
as far as a limitcover of up to Rs 5 lakh; traffic up to 15,000 PCU
untilvalid up to 31 March 2031
the responsibility ofit is up to the States to regulate groundwater
doing (informal)what is the regulator up to?

Hyphens. Before a noun, hyphenate the compound adjective: up-to-date data. After a verb, do not: the data are up to date.

The two compounds that are one word. Into and onto are single prepositions of movement: walked into the office, climbed onto the roof. When in or on belongs to the verb, keep two words: handed the form in to the clerk, moved on to the next item. There is no such single word as upto.

Sixty-second drillWrite one sentence about PM-JAY and one about the inflation target, each using up to correctly, and one that uses up-to-date before a noun.

From the roundup (cover of up to Rs 5 lakh) and the NHAI article (traffic up to 15,000 PCU).

7 · Idiom in formal register

in broad daylight · daylight robbery

in BRAWD DAY-lyt

Hearing a plea on drug prices, the Supreme Court called the gap between a cancer drug’s Rs 27,000 retail price and its Rs 2,700 price to retailers "broad daylight dacoity with patients". The idiom behind the phrase is in broad daylight, and it is doing exact work: the overpricing is not hidden, it is printed on the pack.

Meaning. In broad daylight means during the day, when people and things can easily be seen; used of wrongdoing, it means done openly and brazenly, without any attempt at concealment.

IdiomMeaningRegister
in broad daylightopenly, in full view, especially of a crimefine in essays and GS4 case studies
daylight robberya price that is far too high (British, informal)essays only, never in a GS answer
scare the living daylights out ofto frighten badly; daylights was once slang for the eyesinformal; avoid in answers

Dacoity, precisely. In Indian criminal law, dacoity is robbery committed by five or more persons acting together (Section 310 of the Bharatiya Nyaya Sanhita, 2023; Section 391 of the old IPC, now replaced). The Court used the word as a metaphor for extortionate pricing, not as a charge.

In a GS answer, write the plain version: the overpricing is open and printed on the pack. Quote the Court’s phrase, in quotation marks and attributed, only if you want its force.

Sixty-second drillWrite two sentences on drug pricing: state the MRP and price-to-retailer figures, then use in broad daylight to sum up the Court’s point.

From the medicines article, where the Bench called the mark-up broad daylight dacoity with patients.

Worksheet

Every exercise from the session, on paper. Answers are folded under each one; the online session marks them for you and keeps your score.

Root & family · dicere, dictum (to say)

  1. Choose one Circle the letter of the correct option.

    Which word is NOT built on Latin dicere, to say?

    1. indicate
    2. verdict
    3. jurisdiction
    4. edict
    Answer

    indicate. Indicate is from indicare, from dicare, to proclaim: a cousin of dicere, not a member. The other three contain dicere or its French descendant dire.

  2. Fill the blank Circle the letter that completes the sentence.

    A court that has no power to decide a matter lacks ___.

    1. jurisdiction
    2. diction
    3. prediction
    4. addiction
    Answer

    jurisdiction. Jurisdiction, iuris dictio, the saying of the law: the power to decide a case.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match each word to its literal sense.

    1. verdict
    2. edict
    3. condition
    4. ipse dixit
    1. he himself said it
    2. a thing agreed
    3. a thing spoken out
    4. a true saying
    Answer
    • verdict: a true saying
    • edict: a thing spoken out
    • condition: a thing agreed
    • ipse dixit: he himself said it

    Each literal sense still sits inside the modern meaning.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the word that breaks the family.

    verdict jurisdiction dedicate edict predict

    Answer

    dedicate → dedicate (from dicare, a cousin). Dedicate comes from dicare, to proclaim. The others are built on dicere, to say.

  5. Choose one Circle the letter of the correct option.

    Why did the Supreme Court call a gangster label under the UP Act the executive’s ipse dixit?

    1. Because the status rested only on the police’s say-so, not on an offence the legislature had created
    2. Because the executive had passed the Act
    3. Because the gang chart was written in Latin
    4. Because the Court agreed with the executive
    Answer

    Because the status rested only on the police’s say-so, not on an offence the legislature had created. Ipse dixit is an assertion resting only on the speaker’s authority. The Court’s point was that no offence had been created by law.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange the path of a law from the legislature to the court, using the dicere family.

    • the verdict (the true saying that decides)
    • the judge’s dictum (a remark along the way)
    • the court’s jurisdiction (its power to say the law)
    • the legislature’s edict (the law is proclaimed)
    Answer
    1. the legislature’s edict (the law is proclaimed)
    2. the court’s jurisdiction (its power to say the law)
    3. the judge’s dictum (a remark along the way)
    4. the verdict (the true saying that decides)

    A law is proclaimed, a court with jurisdiction takes it up, a judge may add remarks, and the verdict decides the case.

Confusable pair · adverse / averse

  1. Choose one Circle the letter of the correct option.

    Which sentence is correct?

    1. Banks are averse to lending without collateral.
    2. Banks are adverse to lending without collateral.
    3. The drought had averse effects on the harvest.
    4. Investors became adverse to Indian courts.
    Answer

    Banks are averse to lending without collateral.. Averse describes the unwillingness of banks. Effects are adverse, not averse; and investors, being people, become averse.

  2. Fill the blank Circle the letter that completes the sentence.

    A central bank that fears inflation more than slow growth is said to be inflation-___.

    1. averse
    2. adverse
    3. adversarial
    4. aversive-to
    Answer

    averse. Averse describes the preference of a person or institution.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match each phrase to the right word.

    1. risk-___
    2. ___ effects
    3. not ___ to compromise
    4. an ___ award
    1. adverse
    2. averse
    3. adverse
    4. averse
    Answer
    • risk-___: averse
    • ___ effects: adverse
    • not ___ to compromise: averse
    • an ___ award: adverse

    Feelings and preferences take averse; outcomes and events take adverse.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the wrong word.

    Most small farmers are risk adverse and stay with paddy

    Answer

    adverse → averse (risk-averse). Farmers avoiding risk are risk-averse. Adverse would mean the farmers are harmful.

  5. Choose one Circle the letter of the correct option.

    What do adverse and averse share?

    1. Both come from Latin vertere, to turn
    2. Both come from Latin adversarius, an opponent
    3. Averse is simply a misspelling of adverse
    4. Both come from Old English afer, hostile
    Answer

    Both come from Latin vertere, to turn. Adversus, turned against, and aversus, turned away, are both from vertere.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange from the word for a person’s feeling to the word for a hostile party.

    • adversary (an opponent)
    • adverse (harmful)
    • aversion (a dislike)
    • averse (unwilling)
    Answer
    1. averse (unwilling)
    2. aversion (a dislike)
    3. adverse (harmful)
    4. adversary (an opponent)

    From a feeling in a person, to the feeling as a noun, to harm in the world, to a person turned against you.

Collocation · the verbs of a settlement: applied, recommended, accepted, remitted, disposed of

  1. Choose one Circle the letter of the correct option.

    Which is correct?

    1. The Adjudicating Officer disposed of the proceedings.
    2. The Adjudicating Officer disposed off the proceedings.
    3. The Adjudicating Officer disposed the proceedings off.
    4. The Adjudicating Officer did disposal-off of the proceedings.
    Answer

    The Adjudicating Officer disposed of the proceedings.. Dispose of is the fixed phrase for deciding or closing a case. Disposed off is a common error.

  2. Fill the blank Circle the letter that completes the sentence.

    After the terms were accepted, the companies ___ the settlement amount to SEBI.

    1. remitted
    2. remanded
    3. remitted back
    4. remised
    Answer

    remitted. Remit means to send money in payment. Remand belongs to custody, not payment.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match the actor to the verb.

    1. the companies
    2. the HPAC
    3. the Whole Time Members
    4. the Adjudicating Officer
    1. disposed of
    2. accepted
    3. recommended
    4. applied and remitted
    Answer
    • the companies: applied and remitted
    • the HPAC: recommended
    • the Whole Time Members: accepted
    • the Adjudicating Officer: disposed of

    Each body has one role in the settlement.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the word that is wrong.

    The appeal was disposed off on Monday

    Answer

    off → of. Cases and appeals are disposed of.

  5. Choose one Circle the letter of the correct option.

    Which description of a SEBI settlement is accurate?

    1. The applicant settles without admitting or denying the findings
    2. The applicant admits guilt and pays a penalty
    3. SEBI declares the applicant innocent
    4. The settlement can never be reopened
    Answer

    The applicant settles without admitting or denying the findings. Settlement is neither a finding of guilt nor a clean chit, and Regulation 28 allows SEBI to restore the proceedings.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange the steps of the settlement in order.

    • proceedings disposed of
    • amount remitted
    • accepted by the Whole Time Members
    • recommended by the HPAC
    • applied for settlement
    Answer
    1. applied for settlement
    2. recommended by the HPAC
    3. accepted by the Whole Time Members
    4. amount remitted
    5. proceedings disposed of

    Application, recommendation, acceptance, payment, and then the order that closes the case.

From the edition · still-born

  1. Choose one Circle the letter of the correct option.

    What did the Supreme Court mean by calling the UP Gangsters Act still-born?

    1. That it never took effect as a penal law because it created no offence
    2. That it had been repealed by the State legislature
    3. That it was valid but rarely enforced
    4. That it had been passed without the Governor’s assent
    Answer

    That it never took effect as a penal law because it created no offence. Still-born means dead from the start: the Act defined a gangster but never created a crime.

  2. Fill the blank Circle the letter that completes the sentence.

    A law that stays on the statute book but is never enforced is a ___.

    1. dead letter
    2. still-born law
    3. repealed law
    4. void ab initio
    Answer

    dead letter. A dead letter exists but is not applied. Still-born means it never came to life.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match the phrase to what it says about a law.

    1. still-born
    2. struck down
    3. repealed
    4. a dead letter
    1. on paper but not enforced
    2. withdrawn by the legislature
    3. declared invalid by a court
    4. never alive
    Answer
    • still-born: never alive
    • struck down: declared invalid by a court
    • repealed: withdrawn by the legislature
    • a dead letter: on paper but not enforced

    Five phrases, five different fates for a law.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the word used in the wrong sense.

    The scheme ran for ten years and was still-born

    Answer

    still-born → a failure (or wound up). A scheme that ran for ten years was alive; still-born means dead from the start.

  5. Choose one Circle the letter of the correct option.

    In stillborn, what does still mean?

    1. dead, in an old euphemistic sense
    2. motionless, as in still water
    3. even now, as in still waiting
    4. quiet, as in a still night
    Answer

    dead, in an old euphemistic sense. The word preserves an old sense of still meaning dead.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange from a law that never lived to a law that lived and was withdrawn.

    • repealed
    • struck down
    • void ab initio
    • still-born
    Answer
    1. still-born
    2. void ab initio
    3. struck down
    4. repealed

    Never alive, void from the start, declared invalid later by a court, withdrawn by the legislature.

Say it shorter · end weight: put the heavy part last

  1. Say it shorter Rewrite the sentence below within the word limit.

    The National Medical Commission’s 2023 regulations requiring generic prescribing were put in abeyance within weeks after objections about quality assurance.

    Word limit 18

    Model

    Within weeks, objections about quality led the National Medical Commission to suspend its 2023 rule requiring generic prescribing. The nine-word subject moved to the end as the object of an active verb, and put in abeyance became suspend.

  2. Choose one Circle the letter of the correct option.

    Which version follows end weight?

    1. It is now clear that groundwater depletion in Punjab is regressive.
    2. That groundwater depletion in Punjab is regressive is now clear.
    3. Groundwater depletion in Punjab’s regressiveness is now clear.
    4. Now clear is that groundwater depletion in Punjab is regressive.
    Answer

    It is now clear that groundwater depletion in Punjab is regressive.. The light it takes the subject slot, and the heavy that-clause goes last.

  3. Find the error Circle it in the sentence below, then write the correction.

    Find the word where the reader finally reaches the main verb in this front-heavy sentence.

    The regulations requiring generic prescribing for all doctors were suspended

    Answer

    were → (move the heavy subject to the end). Eight words pass before the verb were; end weight would put that load after the verb.

  4. Fill the blank Circle the letter that completes the sentence.

    End weight says heavy, information-rich material should normally come ___ in the sentence.

    1. last
    2. first
    3. in brackets
    4. in the middle
    Answer

    last. Readers process heavier material more easily at the end.

  5. Match the pairs Write the letter from the right against each number on the left.

    Match the front-heavy form to its end-weighted form.

    1. That he resigned surprised us.
    2. His policy’s failure
    3. A long list of reforms was announced.
    4. To reform EPFO governance is necessary.
    1. It is necessary to reform EPFO governance.
    2. The government announced a long list of reforms.
    3. the failure of his policy
    4. It surprised us that he resigned.
    Answer
    • That he resigned surprised us.: It surprised us that he resigned.
    • His policy’s failure: the failure of his policy
    • A long list of reforms was announced.: The government announced a long list of reforms.
    • To reform EPFO governance is necessary.: It is necessary to reform EPFO governance.

    Each rewrite moves the heavy element behind a light subject or into an of-phrase.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange from the most front-heavy to the most end-weighted.

    • The EPFO needs better governance: its corpus exceeds Rs 25 trillion.
    • It is clear that the EPFO needs better governance.
    • The EPFO’s need for better governance given its corpus is clear.
    • That the EPFO needs better governance given its Rs 25 trillion corpus is clear.
    Answer
    1. That the EPFO needs better governance given its Rs 25 trillion corpus is clear.
    2. The EPFO’s need for better governance given its corpus is clear.
    3. It is clear that the EPFO needs better governance.
    4. The EPFO needs better governance: its corpus exceeds Rs 25 trillion.

    Each step lightens the front of the sentence until the subject is two words and the load comes last.

Usage watch · up to, not upto

  1. Choose one Circle the letter of the correct option.

    Which is correct?

    1. PM-JAY covers up to Rs 5 lakh per family.
    2. PM-JAY covers upto Rs 5 lakh per family.
    3. PM-JAY covers up-to Rs 5 lakh per family.
    4. PM-JAY covers uptil Rs 5 lakh per family.
    Answer

    PM-JAY covers up to Rs 5 lakh per family.. Up to is two words. Upto, up-to and uptil are not standard here.

  2. Fill the blank Circle the letter that completes the sentence.

    The notification is valid ___ 31 March 2031.

    1. up to
    2. upto
    3. up-to
    4. upton
    Answer

    up to. Up to, meaning until, is two words.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match each sentence to its sense of up to.

    1. cover of up to Rs 5 lakh
    2. valid up to 2031
    3. it is up to the States
    4. what is he up to?
    1. doing
    2. their responsibility
    3. until
    4. as far as a limit
    Answer
    • cover of up to Rs 5 lakh: as far as a limit
    • valid up to 2031: until
    • it is up to the States: their responsibility
    • what is he up to?: doing

    Four senses, one spelling.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the misspelt word.

    Loans of upto Rs 10 lakh are collateral-free

    Answer

    upto → up to. Up to is always two words.

  5. Choose one Circle the letter of the correct option.

    Which is correct?

    1. The report uses up-to-date data.
    2. The report uses up to date data.
    3. The report uses upto-date data.
    4. The report uses uptodate data.
    Answer

    The report uses up-to-date data.. Before a noun, the compound adjective takes hyphens: up-to-date data.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange from a one-word preposition to a phrase that must stay two words.

    • up to (up to Rs 5 lakh)
    • in to (handed it in to the clerk)
    • onto (climbed onto the roof)
    • into (walked into the room)
    Answer
    1. into (walked into the room)
    2. onto (climbed onto the roof)
    3. in to (handed it in to the clerk)
    4. up to (up to Rs 5 lakh)

    Into and onto are genuine one-word prepositions; in to and up to stay two words.

Idiom in formal register · in broad daylight

  1. Choose one Circle the letter of the correct option.

    What does 'in broad daylight' add when used of a wrongdoing?

    1. That it was done openly, without concealment
    2. That it was done at dawn
    3. That it was legal
    4. That it was done by a large group
    Answer

    That it was done openly, without concealment. The idiom stresses openness and brazenness.

  2. Fill the blank Circle the letter that completes the sentence.

    The chain snatching happened ___, in front of a crowded bus stop.

    1. in broad daylight
    2. in the dead of night
    3. on the back foot
    4. at arm’s length
    Answer

    in broad daylight. In broad daylight: in full view, during the day.

  3. Match the pairs Write the letter from the right against each number on the left.

    Match the idiom to its meaning.

    1. in broad daylight
    2. daylight robbery
    3. the living daylights
    4. dacoity
    1. robbery by five or more
    2. old slang for the eyes
    3. a grossly high price
    4. openly, in full view
    Answer
    • in broad daylight: openly, in full view
    • daylight robbery: a grossly high price
    • the living daylights: old slang for the eyes
    • dacoity: robbery by five or more

    Related words, different uses.

  4. Find the error Circle it in the sentence below, then write the correction.

    Find the phrase that is too informal for a GS answer.

    The MRP of Rs 27,000 is daylight robbery for patients

    Answer

    daylight → far higher than the price to retailers. Daylight robbery is informal British idiom. State the gap plainly in a GS answer.

  5. Choose one Circle the letter of the correct option.

    Why did the Court’s phrase fit the facts?

    1. The inflated MRP is printed on the pack, so the overpricing is open
    2. The drug was sold only during the day
    3. Five companies had jointly fixed the price
    4. The Court had convicted the retailers of dacoity
    Answer

    The inflated MRP is printed on the pack, so the overpricing is open. The point is openness: the overpricing is visible to anyone who reads the label. No one was charged with dacoity.

  6. Put in order Number the lines 1 upward in the correct order.

    Arrange from the most formal way to say it to the least formal.

    • daylight robbery
    • overpricing in broad daylight
    • the overpricing is open and visible
    • the MRP is ten times the price to retailers
    Answer
    1. the MRP is ten times the price to retailers
    2. the overpricing is open and visible
    3. overpricing in broad daylight
    4. daylight robbery

    From a plain statement of fact, to a paraphrase, to the idiom, to informal slang.

Writing task · Settled, not cleared: explain the SEBI order in exam English

In no more than 100 words, explain to a friend what SEBI’s settlement with five Adani group companies decided and what it did not. Use at least one settlement verb from today’s collocation lesson (recommended, accepted, remitted or disposed of), and at least one word from today’s glossary.

Companion to Vocab Builder (what a word scores in a GS answer) and Key Terms. Wordcraft is the language itself.